• General Services

    • + Insured tracking
    • + Medical life expectancy management
    • + Policy maturity management
    • + Premium management
    • + Transparent Life Plus®

    Additional Services

    • + Market to market
    • + Exit Strategies
    • + Re-sale packaging
    • + Back-up Servicing
  • Insured Tracking

    • + Build and maintain a personal relationship
    • + Identify multiple alternative contacts
    • + Coordination with attending physician
    • + Establish primary and secondary ICD-9 classifications
    • + Monitor general health status
    • + Maintain prescription drug schedule
    • + Weekly electronic demise verification
    • + Proprietary search protocols
  • Medical and Life Expectancy Management

    • + HIPAA management and updating
    • + Registered nurse review
    • + Identifying new health care providers
    • + Updating medical records
    • + Facilitating updated life expectancy reports
  • Policy Maturity Management

    • + Immediate notification to avoid premium overpayments
    • + Official death certificate collection
    • + Submission and management of death claim
    • + Premium payment audit to identity potential premium refund
    • + Sympathy card delivered to family on behalf of Track-Life
  • Premium Management

    • + Monthly premium invoicing and payment management
    • + Premium optimization performed for the premium mode you select
    • + Payment to posting: tracking and verification that each payment is applied to the correct policy
    • + Annual review of policy values and adjustments to premium schedule
    • + Multiple payer options: Track-Life can pay, can instruct trustee, or advise owner of needed payments
    • + Total viewing transparency via Transparent Life Plus®
  • Transparent Life Plus®

    Exclusively developed for Track-Life
    • + Data viewing portal
    • + Providing real-time access to user data
    • + User friendly
    • + Ad-hoc reporting
    • + 24/7 access
    • + Safe and secure

The effective tracking, managing and monitoring of a portfolio of policies is one of the greatest challenges facing organizations involved in the secondary market for life insurance.

To help alleviate this burden and give life settlement providers and other policy owners an alternative means to manage these essential processes, Track-Life offers an array of services that are unique in the industry. Developed over the course of nearly 20 years spent monitoring billions of dollars worth of policies, Track-Life’s proprietary system combines vigilant care with time-tested, non-intrusive techniques designed to guarantee confidentiality and client satisfaction.

By bringing together unrivaled expertise, high quality service and a reputation for excellence, Track-Life delivers value, peace of mind and proven processes you can trust.

Track-Life’s proprietary tracking system was designed to facilitate the effective acquisition and maintenance of the most up-to-date policy information.

As part of this process, Track-Life guarantees the required contact with each and every insured and provides extensive documentation, including quarterly reports, outlining vital information and last contact date. Track-Life goes beyond normal protocols to establish positive relationships with insured clients to make them feel comfortable, respected and secure. For those individuals that are more difficult to find, the organization regularly employs enhanced tracking procedures to obtain the necessary information in the most non-intrusive manner possible.

To enable clients to update a portfolio’s projected Internal Rate of Return (IRR), predict future maturities with more accuracy or appraise a portfolio’s current value prior to a sale,Track-Life can obtain updated medical records and life expectancies for all insureds within a portfolio.

This invaluable service provides access to information and data essential to maximizing investment returns without the requisite legwork.

Because Track-Life invests so much time and energy in developing relationships with insured clients and their families, the company is often among the first to be notified when a policy matures.

This unique dynamic, in addition to vigilant monthly monitoring of government-maintained databases, means that on average Track-Life discovers a policy’s maturity within seven to ten days of the insured’s demise.

Once Track-Life is aware of a qualifying event, the company then efficiently manages the final steps in the process. From obtaining the death certificate and submitting the necessary claim forms to the distribution of the death benefits, Track-Life’s efficiency, attention to detail and expert knowledge of these matters help eliminate overpaying premiums and delays in maturity tracking.

Track-Life firmly understands the financial impact of letting a policy lapse. To this end, the company has developed a thorough system of checks and balances to ensure the timely administration of premium payments and guarantee that all relevant policies are kept current and in-force.

In addition, whenever possible, Track-Life utilizes multiple methods to facilitate the strategic use of benefits built into the policy to reduce or eliminate premium payments without reducing the face value of the policy.

Transparent Life Plus® is a new, proprietary web-portal that dramatically changes the way portfolio managers can view critical information within a life insurance settlement portfolio, anytime, anywhere, 24 hours a day, 7 days a week.

Portfolios can be analyzed by policy size or type, policyholder demographics, premium amounts due, and dozens of other criteria. The system enables managers to optimize and manage premium payments, monitor carrier ratings, closely track changes to insured’s heath status, ICD-9 codes, doctor visits, prescription drug schedules, and order updated medical evaluations and more.

Transparent Life Plus® is the first life settlement servicing software utility that offers direct access to real-time information and statistics on insurance policies held within a life settlement portfolio by encrypting data using a 256 bit SSL certificate - effectively building an impenetrable fortress around all sensitive data.

Contact us for a live demonstration.

Track-Life, LLC can develop a customized service solution unique to your needs.

Call us today for competitive pricing information at 770-934-4390.

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